Smart Loans for Bright Futures

Welcome to Charlottesville – Your Home, Your Future

How Much Do You Need?

20+

year of experience

welcome to Blue Mountain Mortgage

We Are Helping Charlottesville Families Find Home

At Cavilier Mortgage, we’re more than mortgage lenders – we’re your neighbors. Rooted in Charlottesville, we understand the charm of every neighborhood, from the historic streets near the Downtown Mall to the quiet homes with mountain views. Our mission is simple: to guide you through the mortgage process with trust, transparency, and a personal touch, so you can put down roots in the community we all love.

Why We Love Charlottesville

Downtown Mall

local vineyards

Blue Ridge trails

Cavaliers football match

our features

Quick Easy Flexible

At Blue Mountain Mortgage, we make home financing simple and stress-free. Enjoy fast pre-approvals, easy online applications, and flexible loan options—all tailored to your Charlottesville lifestyle.

lower rates

Enjoy lower rates designed to fit your budget

quick and easy

Fast approvals and an easy process from start to finish

how it works

our working process

step 01

step 02

step 03

step 04

company tranparensy

our company core value

We live and work right here in Charlottesville. Our deep understanding of the local housing market helps clients find the best mortgage options that truly fit their lifestyle and community goals.

call us any time

434-443-7028

Charlottesville isn’t just where we do business—it’s home. We’re proud to support local families, small businesses, and the neighborhoods that make this city so special.

call us any time

+163-2654-3654

No two borrowers are the same. We take the time to understand your goals and craft lending solutions that feel as personal and dependable as a neighbor’s advice.

call us any time

+163-2654-3654

While rooted in local tradition, we embrace modern tools and technology to simplify your mortgage process—without losing the human touch Charlottesville is known for.

call us any time

+163-2654-3654

First-Time Homebuyers in Charlottesville

Buying your first home can be overwhelming, but in Charlottesville, we make it personal. From guiding you through local loan programs to helping you understand Virginia’s mortgage process, we’re here to make your journey simple and stress-free.

Waynesboro- Gateway to the Shenandoah Valley

Located where the Blue Ridge Parkway meets Skyline Drive, Waynestboro is a peaceful, family friendly town surrounded by stunning nature. It’s ideal for those looking to settle near the mountains with easy access to Charlottesville.

Also include

Harrisonburg- The Friendly College Town

Home to James Madison University, Harrisonburg combines youthful energy with a welcoming community sprit. It’s great for first-time buyers, families and investors alike.

Also include

The Shenandoah Valley - Nature's Backyard

Stretching west of Charlottesville, the Shenandoah Valley is one of Virginia’s most beautiful regions – filled with farms, rivers and mountain views. It’s perfect for those who want space, peace and a connection to nature.

Also include

what we”re offering

We provide best services for your loan

Commercial Loan

education loan

FHA Loan

Purchase Loan

Renovation Loan

ABOUT OUR COMPANY

Why Should You Choose Us In Charlottesville?

Choosing the right mortgage partner is just as important as choosing the right home. As a team rooted in Charlottesville, we understand the heartbeat of this community — from the charm of historic neighborhoods to the growth of new family-friendly developments. With over 20 years of experience, we offer more than competitive rates and flexible loan options; we offer local insight, personal guidance, and a commitment to helping you build your future here. When you work with us, you’re not just another client — you’re a neighbor.

Best Mortgage Since 2002.

Duane Buziak

CEO

Support Cavaliers Football Team

Get Home in Charlottesville, Live Every Cavaliers Game Day

Settle into a home just minutes from Scott Stadium and enjoy the excitement of every Virginia Cavaliers football match. With local expertise and trusted mortgage solutions, we help you live close to the team you love.

our testimonial

peoples talk about easilon service

Duane Buziak Mortgage Maestro

5.0

Based on 245 reviews

review us on

lucas

07:21 17 Oct 25

Working with Duane was a fantastic experience from start to finish. He guided me through the mortgage process with ease, making everything straightforward and stress-free. His communication was clear and consistent, and I always felt well-informed and supported. Duane truly had my best interests at heart—his honesty, professionalism, and friendly nature made all the difference. He’s not only highly knowledgeable, but also someone you can trust and feel comfortable with. I wouldn’t hesitate to recommend him to anyone in need of a mortgage broker who genuinely cares. Thank you so much, Duane

Response from the owner 08:59 17 Oct 25

Thank you, Lucas, for your fantastic review! We're delighted to hear that your experience with Duane was so positive. His dedication to providing clear communication and support is something we truly value, and it's wonderful to know that you felt well-informed throughout the mortgage process. Your recommendation means a lot to us, and we appreciate you taking the time to share your thoughts. If you need anything in the future, don’t hesitate to reach out!

Marjan Shaw

14:24 03 Oct 25

As a first-time homebuyer, I couldn’t have asked for a better experience than working with Duane Buziak and his team at Coast to Coast. He made the entire process smooth, professional, and stress-free. Even when challenges came up with our agent’s title company, Duane stayed calm, supportive, and went above and beyond to guide us through. My fiancé, who has purchased several homes before, said this was by far the easiest experience he’s ever had. I highly recommend Duane and Coast to Coast for all your lending needs!

Response from the owner 16:31 03 Oct 25

Thank you for your wonderful feedback, Marjan! We are thrilled to hear that your first homebuying experience with Duane and our team was smooth and stress-free. It's great to know that we could support you through any challenges that arose. Your recommendation means a lot to us, and we’re here for all your future lending needs!

Harper

12:17 29 Sep 25

Mr. Duane has truly been a gift to our family! His support, expertise, and professionalism made all the difference. He patiently answered all our questions and helped us secure the interest rate we were hoping for. He's truly a standout in this field — a real MVP! It's clear he has a heart for service, and we pray he receives abundant blessings, both in this life and beyond. We’re deeply grateful for the time, effort, and care he invested in us throughout our home-buying journey, all the way to helping us get our very first home here in the U.S. May God bless you

Response from the owner 20:55 29 Sep 25

Thank you, Harper! I'm thrilled to hear that my support and expertise a your mortgage broker have made a meaningful impact on your family's home-buying journey here in the U.S. Your kind words and prayers mean the world to me, and I'm grateful for the opportunity to assist you in securing the interest rate you were hoping for. As your dedicated mortgage lender, I'm always here to help with any future needs!

Lisa Paulette

13:04 09 Sep 25

Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise.

Response from the owner 12:20 11 Sep 25

Thank you for your wonderful feedback, Lisa! We're thrilled to hear about your positive experience working with Duane. His dedication to his clients and exceptional professionalism truly set him apart. We appreciate your kind words and are glad we could support you during this important transition. Congratulations on your new home!

Marla Garcia

19:27 06 Sep 25

Response from the owner 00:54 07 Sep 25

Thank you so much for the 5-star rating, Marla! I'm thrilled that you had a positive experience with Duane Buziak Mortgage Maestro. If there's anything more I can do for you as your mortgage broker, feel free to reach out anytime.

Cecilia Morejon

15:25 05 Sep 25

Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌

Response from the owner 00:57 07 Sep 25

Thank you for your wonderful feedback, Cecilia! We're thrilled to hear that Duane was able to navigate your complex mortgage situation and deliver such a positive experience. His dedication and expertise truly make a difference, and it's amazing to know that you felt supported throughout the process. We appreciate your recognition of his hard work and passion. As an elite mortgage broker your satisfaction is our top priority!

John Steffy

21:21 29 Aug 25

Duane is the real deal
Is he over the top…Absolutely!
Is he aggressive…Yes!
Will he reach out to you as soon as you inquire…you bet!!!
And at the end of the day he will use that energy to get you the best deal that fits your needs.
We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done…
Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected.
Talking at 10pm ( someone who sleeps less than me)
2am emails ( yes I was up as well)
3 weeks later
We just signed our refi loan
3.5% drop
Closing was 2 weeks ahead of schedule
No glitches!
Why
Duane knows the business!
Duane grinds!
Duane listens to what you want!
Duane doesn’t push at the end!
Thank you Maestro!

Response from the owner 03:59 30 Aug 25

Thank you for your fantastic feedback! We're thrilled to hear about your positive experience with Duane and grateful for your trust in him over the years. His dedication and commitment to finding the best solutions for his clients truly set him apart. Congratulations on your successful refinance and the impressive rate drop! We appreciate your support and look forward to assisting you in the future.Thank you!

Kyle Blackwell

15:24 27 Aug 25

Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life.

Response from the owner 03:34 28 Aug 25

Thank you for your wonderful feedback, Kyle! We're thrilled to hear that Duane and the team were able to support you in this important transition. Your recommendation means a lot to us, and we're glad to have been part of your journey. Wishing you all the best in this new chapter of your life!Thank you!

J R

14:50 15 Aug 25

Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times.

Response from the owner 15:15 15 Aug 25

Thank you so much JR, for your awesome review! I'm thrilled to hear that you found me knowledgeable and that I could secure you the best rate while keeping you informed throughout the process. Your experience with me means a lot, and I'm grateful to be your go-to mortgage lender.Duane Buziak Mortgage Maestro

No Thanks

17:20 05 Aug 25

As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why?

Response from the owner 02:29 06 Aug 25

Thank you very much for your kind words! I'm delighted that you valued the low title fees with no settlement charge and felt the mortgage process was seamless and stress-free. Assisting you in saving money as your mortgage broker and providing a positive experience is always my aim here in Virginia

FAQ

frequently Asked Questions ?

What types of loans are available?

Common types of loans include mortgage loans, personal loans, auto loans, student loans, and business loans—each designed for different financial needs.

How does the loan application process work?

The loan application process involves submitting your financial details, verifying your income and credit, reviewing loan options, and final approval before receiving the funds.

What is the interest rate on a loan?

The interest rate on a loan is the percentage charged by the lender for borrowing money, based on factors like your credit score, loan type, and market conditions.

Welcome to Charlottesville – Your Home, Your Future

How Much Do You Need?

20+

year of experience

welcome to Blue Mountain Mortgage

We Are Helping Charlottesville Families Find Home

Why We Love Charlottesville

Downtown Mall

local vineyards

Blue Ridge trails

Cavaliers football match

our features

Quick Easy Flexible

how it works

our working process

Application submit

Review & Verification

Loan disbursement

how it works

company tranparensy

our company core value

First-Time Homebuyers in Charlottesville

Waynesboro- Gateway to the Shenandoah Valley

Also include

Harrisonburg- The Friendly College Town

Also include

The Shenandoah Valley - Nature's Backyard

Also include

what we”re offering

We provide best services for your loan

ABOUT OUR COMPANY

Why Should You Choose Us In Charlottesville?

CEO

Support Cavaliers Football Team

Get Home in Charlottesville, Live Every Cavaliers Game Day

our testimonial

peoples talk about easilon service

FAQ

frequently Asked Questions ?

latest blog

latest blog from Blue Mountain Mortgage